118 CENTRAL Avenue, Grimsby, ON
L3M 4Y3
Listed November 6, 2026
Virtual Tour
About this property
Welcome to 118 Central Avenue. There is lots of upgrades in the house!!! Approx. 150K in recent upgrades in the house: new roof (2026),Newer Kitchen, flooring, paint, newer washrooms, Pot Lights. This custom-built beauty is centrally located in a highly sought-after area of Grimsby. Sitting on a large corner lot, this family home features 4bedrooms and 3 bathrooms. Plus a one-bedroom finished basement with a full washroom and a separate entrance. Good rental potential. Also, there is an additional recreation room finished with a kitchenette counter and fridge. From the moment you walk through the door, you will be drawn to the open and airy feel of the home. A newly added fireplace feature in the family room will certainly be a favourite place to cozy up at the end of the day. A large walk-in closet and feature wall have been added to the fabulous master bedroom. Plus, many other upgrades throughout the home. A very big wooden deck with an above-ground pool in the backyard for summer fun. A must-see home in the Area!!!
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 118 CENTRAL Avenue — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$189,980 · Minimum $69,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$5,929/mo
About $71,148 a year
- $4,202
- $480
- Home insurance$125
- Utilities$330
- Maintenance & repairs$792
Cash needed to close
- Down payment (20%)
- $189,980
- Ontario land transfer tax
- $15,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $207,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
118 CENTRAL Avenue, Grimsby, ON
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Last Updated: November 6, 2026
Listing Office: RE/MAX REALTY SPECIALISTS INC.
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