




11423 Morgans Point Road, Wainfleet, ON
L3K 5V4
Listed September 15, 2026
Property Tour
About this property
Welcome to 11423 Morgans Point Road, a beautifully renovated four-season home on the picturesque shores of Lake Erie, complete with a detached 1-bedroom cottage that makes an exceptional guest retreat, in-law suite, or private space for extended family. The main home offers 4 bedrooms and 2.5 bathrooms, with stunning lake views from the kitchen and living room through a full wall of windows. Enjoy lakeside living from the second-storey balcony off the primary bedroom, which also features a private 3-piece ensuite. The updated kitchen is ideal for everyday living and entertaining, featuring stainless steel appliances, a gas stove, oversized island with stone countertops, backsplash, under-cabinet lighting, and a walk-in pantry. The inviting living room includes a natural gas fireplace and built-in wall unit. The main bathroom has been recently remodelled. Thoughtful updates include new attic insulation, a Generlink system, owned hot water heater, Nest thermostat, Ring doorbell, and more. Outdoors, enjoy a large deck with room for ample seating, a new Jacuzzi hot tub, landscaped stone steps leading to the beach and parking for up to 7 vehicles. The detached cottage includes its own fridge and stove and has been updated with new siding, railings, and stairs, with new siding also added to the shed. Ideally located directly across from Morgan's Point Conservation Area with a children's playground & trails. Just a short drive to Port Colborne, this property offers comfort, flexibility, and the Lake Erie lifestyle in one impressive package. Features: Trap door to basement in laundry. Main Home Remodel (2018), Cottage Remodel (2020), Furnace & Water Heater (2020), Windows (2015 & Newer), Main Bath Remodel (2022), Hot Tub (2022), Steps to Beach (2022), Generlink (2023), Attic Insulation (2024), New Siding - Cottage & Shed (2025), Cottage Railing & Stairs (2026).
Features
Property Details
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Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 11423 Morgans Point Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$229,980 · Minimum $89,990
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$7,040/mo
About $84,480 a year
- $5,086
- $541
- Home insurance$125
- Utilities$330
- Maintenance & repairs$958
Cash needed to close
- Down payment (20%)
- $229,980
- Ontario land transfer tax
- $19,473
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $251,953
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
11423 Morgans Point Road, Wainfleet, ON
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Last Updated: September 15, 2026
Listing Office: NESTLOCAL
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