




1110 Centre Street, Pelham, ON
L0S 1C0
Listed September 17, 2026
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About this property
Discover an exceptional country property offering space, versatility and endless possibilities on 2.85 acres in Fenwick. A charming wraparound porch welcomes you into this custom-built two-storey home featuring four bedrooms, four bathrooms and a thoughtfully designed layout ideal for family living and entertaining.The main floor offers a spacious primary bedroom retreat with a private ensuite and walk-in closet, allowing for convenient one-level living. You will also find a dedicated library or home office, elegant living and dining room, main-floor laundry and a functional kitchen featuring rich cherry cabinetry and abundant storage. Upstairs are three additional bedrooms, including one with its own ensuite.The partially finished lower level provides walk-up access and includes a second kitchen, dining area, bathroom and two flexible rooms, ideal for extended family, hobbies or additional living space. The unfinished portion offers plenty of storage and room to customize.Outside, the property features a detached three-car garage with a loft, a separate workshop with well access and plenty of open space to work, entertain and enjoy the outdoors. The home is serviced by a cistern water system and septic system.Offering privacy, character and incredible flexibility, this impressive Fenwick property delivers a remarkable country lifestyle with room for your family's next chapter.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 1110 Centre Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$290,000 · Minimum $120,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$9,124/mo
About $109,488 a year
- $6,414
- $1,047
- Home insurance$125
- Utilities$330
- Maintenance & repairs$1,208
Cash needed to close
- Down payment (20%)
- $290,000
- Ontario land transfer tax
- $25,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $317,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
1110 Centre Street, Pelham, ON
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Last Updated: September 17, 2026
Listing Office: EXP REALTY
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