




107 Millpond Road, Niagara-on-the-Lake, ON
L0S 1J1
Listed November 12, 2026
Property Tour
About this property
Elevated bungalow living with room for the whole family. Set in St. Davids, between Niagara-on-the-Lake's renowned vineyards and the everyday conveniences of Niagara Falls, 107 Millpond Road offers 3+2 bedrooms, 3+1 bathrooms, and over 4,000 sq. ft. of beautifully finished living space, including a complete lower-level in-law suite. Soaring ceilings, elegant wall panelling, and engineered hardwood flooring create a welcoming first impression, while spacious principal rooms provide an ideal setting for entertaining and everyday living. The kitchen anchors the main level with quartz countertops, custom built-in cabinetry, and a premium Thermador gas range. 3 generously sized main-floor bedrooms offer comfortable accommodation, complemented by heated floors in every bathroom and the convenience of motorized blinds.The fully finished lower level extends the home's possibilities with two additional bedrooms, a full kitchen, a bathroom, and comfortable living space. Whether accommodating extended family, welcoming overnight guests, or bringing multiple generations together, this thoughtfully designed space offers flexibility and privacy. Two fireplaces bring warmth and character indoors, while the covered rear patio provides an inviting spot for outdoor dining and relaxation. An in-ground sprinkler system, double-car garage, and ample driveway parking complete the package. Beautifully appointed and designed to adapt to your family's needs, this bungalow brings together generous space, quality finishes, and a desirable Niagara location.
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 107 Millpond Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$336,000 · Minimum $336,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$10,070/mo
About $120,840 a year
- $7,431
- $784
- Home insurance$125
- Utilities$330
- Maintenance & repairs$1,400
Cash needed to close
- Down payment (20%)
- $336,000
- Ontario land transfer tax
- $30,075
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $368,575
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
107 Millpond Road, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: November 12, 2026
Listing Office: RE/MAX NIAGARA REALTY LTD, BROKERAGE
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