102 Millpond Road, Niagara-on-the-Lake, ON
L0S 1J1
Listed October 28, 2026
About this property
Welcome to 102 Millpond Rd, a stunning custom built home offering over 4,300 sq ft of luxurious living in the heart of prestigious St. Davids. The striking exterior blends stone, sleek glass, hardie board, stucco & a concrete driveway with exposed aggregate - all creating a clean, upscale authentic with lasting durability. Step inside to discover a modern open-tread staircase, 10-ft ceilings, wide-plank engineered hardwood flooring & European style tilt-and-turn windows. The designer kitchen is the showpiece with premium built-in appliances, a 10-ft quartz waterfall island, seamless slab backsplash, & a walk-in pantry with built-in cabinetry. An oversized sliding door opens to a large covered composite deck with spectacular vineyard views, a lower patio, in-ground irrigation & a fully fenced, professionally landscaped yard - perfect for entertaining or serene relaxation. Main floor highlights include a bright dining & living area with a chic, minimalist gas fireplace, private office enclosed by a floor-to-ceiling glass wall, a laundry room with integrated storage & convenient access to the double car garage. Upstairs, the primary suite offers a spa-like retreat with a soaker tub, oversized walk-in rainfall shower, dual vanity & a walk-through closet complete with custom shelving. Three additional bedrooms each feature their own ensuite access, providing comfort and privacy for family or guests. The fully finished basement boasts a sprawling rec room with show stopping 100-inch electric fireplace with a granite stucco surround, luxury vinyl flooring, a 5th bedroom & a stylish full bathroom. Ideally located just minutes from local coffee shops, award-winning wineries, top-rated golf courses & the charm of Old Town Niagara-on-the-Lake.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 102 Millpond Road — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$369,800 · Minimum $369,800
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$10,931/mo
About $131,172 a year
- $8,179
- $756
- Home insurance$125
- Utilities$330
- Maintenance & repairs$1,541
Cash needed to close
- Down payment (20%)
- $369,800
- Ontario land transfer tax
- $33,455
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $405,755
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
102 Millpond Road, Niagara-on-the-Lake, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 28, 2026
Listing Office: RIGHT AT HOME REALTY
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