




100 Niagara Street Unit Upper, St. Catharines, ON
L2R 4L4
Listed October 23, 2026
About this property
Welcome to this bright and well maintained 2 bedroom, 1 bathroom upper level apartment in a prime central St. Catharines location. This inviting unit features a spacious living area, updated bathroom, functional kitchen, private in-unit laundry, and plenty of natural light throughout. Ideally situated just minutes from Downtown St. Catharines, Montebello Park, St. Catharines Collegiate, grocery stores, restaurants, public transit, the GO/VIA Station, and the Meridian Centre, offering exceptional convenience for everyday living.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Carrying Costs Calculator
What it could cost each month to rent 100 Niagara Street Unit Upper — rent, utilities, tenant insurance, internet and parking — plus the cash you’ll need to move in. Change any number to match your situation.
Rent
From the listing.
Utilities
Not clear from the listing — a typical bill. Ask the landlord.
Not clear from the listing — a typical bill. Ask the landlord.
Not clear from the listing — a typical bill. Ask the landlord.
Many Ontario homes rent their water heater — add it if the landlord passes it on.
Other monthly costs
Typical in Ontario — many landlords require it.
A typical plan in the area.
Add it if parking costs extra.
Coin laundry, a storage locker or other regular costs.
Moving in
Refundable when you return the keys — ask the landlord for the amount.
A typical local move with movers — less if friends help.
Account opening and installation fees.
Estimated monthly carrying cost
$2,035/mo
About $24,420 a year
- Rent$1,600
- $330
- Tenant insurance$30
- Internet$75
Cash needed to move in
- First month's rent
- $1,600
- Last month's rent deposit
- $1,600
- Key / fob depositRefundable
- $100
- Moving & set-upEstimate
- $1,400
- Total
- $4,700
Your first 12 months
- Rent and monthly costs12 months
- $24,420
- Moving & set-up
- $1,400
- Total
- $25,820
Deposits aren’t an extra cost: the last-month deposit pays your final month and the key deposit comes back when you return the keys.
Planning ahead
- Household income to keep rent + utilities at 30%CMHC's affordability guideline — landlords often use a similar test
- $78,000/yr
- Highest rent at your first renewalOntario's 2027 guideline (1.9%), once a year with 90 days' written notice. Units first lived in after November 15, 2018 aren't capped.
- $1,630/mo
Estimates only — not legal or financial advice. Deposits and rent increases follow Ontario’s Residential Tenancies Act; utilities, insurance, internet and moving costs are typical figures for the area. Confirm what the rent includes with the landlord before you sign.
Location & Walkability
100 Niagara Street Unit Upper, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: October 23, 2026
Listing Office: Saqqa Realty
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