




10 Vergorda Circle, St. Catharines, ON
L2T 2P2
Listed August 27, 2026
Property Tour
About this property
Tucked away at the back of a quiet circle in the desirable south end of St. Catharines, this one-of-a-kind property feels like the country in the middle of the city. Surrounded by nature and complete privacy, the home is hidden from the road and revealed only as you make your way down the long private driveway. Offering 5 bedrooms and 4 full bathrooms, the home is just as impressive as its setting. Step inside the grand foyer and the outstanding architecture immediately stands out. The oversized family room features a wood-burning fireplace and double patio doors overlooking the property below. From here, the home flows into the formal dining room with panoramic backyard views, followed by the remodelled kitchen featuring new quartz countertops, stainless steel appliances, undermount sink, additional eating space and sitting area with patio doors leading to the rear porch. A rare main-floor bedroom, 3-piece bathroom and laundry room with direct outdoor access complete this level. Upstairs are 4 spacious bedrooms including the primary with walk-in closet, ensuite and an attached bonus room currently used as an art studio, ideal as a dressing room or additional bedroom. A 4-piece bathroom completes the upper level. The fully finished lower level is above grade at the rear, filling the space with natural light and offering a second living room, office, multiple utility rooms and sliding doors to the outdoors. Across the rear of the home, an expansive porch stretches from one end to the other, creating the perfect place to entertain or simply take in the incredibly private surroundings. An oversized detached double garage with additional rear storage adds even more versatility. With the lot extending over 550 feet deep to the edge of Twelve Mile Creek, this is a truly unique property surrounded by nature yet minutes from restaurants, parks, amenities and everything St. Catharines has to offer.
Features
Property Details
Listing
Property
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 10 Vergorda Circle — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$240,000 · Minimum $95,000
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2026 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$7,899/mo
About $94,788 a year
- $5,308
- $1,136
- Home insurance$125
- Utilities$330
- Maintenance & repairs$1,000
Cash needed to close
- Down payment (20%)
- $240,000
- Ontario land transfer tax
- $20,475
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $262,975
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
10 Vergorda Circle, St. Catharines, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: August 27, 2026
Listing Office: RE/MAX HENDRIKS TEAM REALTY
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