




1 Twelfth Street, Grimsby, ON
L3M 2V6
Listed September 18, 2026
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About this property
Exceptional waterfront 3 +1 bedroom and 3.5 bathrooms detached home in Grimsby, offering a grand double door entry and an impressive foyer with soaring 16'11" ceilings. This well-appointed home features a beautiful wood staircase and a spacious layout designed for both comfortable living and entertaining. The bright living room showcases rich hardwood flooring and a charming wood-burning fireplace, while the inviting family room seamlessly opens to a stunning and expansive sunroom complete with a gas fireplace-perfect for relaxing and enjoying natural light year-round. The well-equipped kitchen features tile flooring, stainless steel appliances, a built-in wine rack, garburator, and abundant cabinetry and counter space. A separate dining area is ideal for hosting guests, while the breakfast area provides the perfect setting for morning coffee or tea. Main floor laundry adds everyday convenience. The upper level offers three generously sized bedrooms, 2 full bathrooms, and access to a charming balcony. The primary bedroom retreat includes a walk-in closet and a private ensuite with a tub and jacuzzi. The finished basement provides additional living space with a large recreation room featuring a gas fireplace, a dedicated office for working from home, an additional bedroom, a full bathroom, and ample storage. Step outside to enjoy a large deck, garden shed, and gas BBQ hookup, ideal for outdoor entertaining. The home also features a double garage with extra ceiling height and windows for added light. Just steps to the waterfront ,gazebo, and breathtaking sunsets. Close to parks, trails, schools, shopping, and easy highway access.
Features
Property Details
Listing
Property
Parking & Land
Location
Taxes & Financials
Cost of Ownership Calculator
What it could cost each month to own 1 Twelfth Street — mortgage, property taxes, fees, insurance, utilities and upkeep. Change any number to match your situation.
Your mortgage
$439,800 · Minimum $439,800
Use the rate your lender or broker quotes you.
Monthly costs
From the listing (2025 tax bill).
Leave at $0 if there isn't one.
Typical for this kind of home.
Hydro, heating, water and sewer.
About 1% of the price a year, set aside.
One-time costs
A typical estimate — your lawyer will confirm.
Estimated monthly cost of ownership
$12,941/mo
About $155,292 a year
- $9,727
- $926
- Home insurance$125
- Utilities$330
- Maintenance & repairs$1,833
Cash needed to close
- Down payment (20%)
- $439,800
- Ontario land transfer tax
- $41,450
- Legal fees, title insurance & inspectionEstimate
- $2,500
- Total
- $483,750
Estimates only — not a mortgage approval, quote or tax advice. Payments assume a fixed rate compounded semi-annually; minimum down payments, mortgage insurance and land transfer tax follow current CMHC and Ontario rules. Insurance, utilities and upkeep are typical figures for the area. Your lender, lawyer and insurer will confirm your exact costs.
Location & Walkability
1 Twelfth Street, Grimsby, ON
Map data © GoogleOpen in Google Maps ↗
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Last Updated: September 18, 2026
Listing Office: RE/MAX ABOUTOWNE REALTY CORP.
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